
If I don’t own a car, why would I need auto insurance?
It might seem like a waste of money for a person who doesn't own a car to purchase auto insurance. There are two situations that can occur here; the person will never drive a car or the person will occasionally borrow a car from a friend or car rental on vacation. A person who will never drive a car — ascribable eld limitations, malady, disablement, and so forth. — Bequeath believably not need to purchase auto insurance that will cover their own liability. However, they should be sure the driver of the vehicle in which it is an rider has auto insurance for their passengers. This way, if that person is in an accident as a passenger, their medical expenses will be covered or mostly covered.
A person who doesn’t operate a vehicle but regularly rides as a passenger may prefer to consider purchasing auto insurance that will cover medical costs that come from an accident. Medical payment coverage and personal injury protection mayhap beneficial to passengers, whether in lieu of or also their fixture health insurance.